A necessidade da implantação da educação financeira no currículo obrigatório do ensino médio

Abstract

This study analyzes and justifies the importance of including financial education in the mandatory curriculum of high school, aiming to prepare students to deal consciously and responsibly with financial matters throughout their lives. The research discusses Brazil's relationship with the OECD, the inclusion of Financial Education in the National Common Curricular Base (BNCC), the impacts of its absence on young people's lives, the problem of gambling, and examples of public policies in other countries. The results indicate that, although initiatives such as the National Financial Education Strategy (ENEF) and the recognition of Financial Education as a state public policy represent significant progress, their implementation remains incipient, with limited outcomes in Brazilian schools. Based on theoretical analyses, the study suggests future research on the practical impacts of this discipline on young people's lives and its effects in different socioeconomic contexts. It concludes that including financial education in the school curriculum is essential to shape conscious citizens, contributing to a more balanced and financially sustainable society.