https://repositorio.ifpe.edu.br/xmlui/handle/123456789/530 2026-05-05T23:27:32Z 2026-05-05T23:27:32Z https://repositorio.ifpe.edu.br/xmlui/handle/123456789/2142 2026-04-29T06:01:11Z 2025-08-08T00:00:00Z

Um estudo sobre o nível de informação em relação á educação financeira na escola pública Maria do Céu Bandeira em Moreno -PE Financial education is necessary in the lives and formation of young people, and its absence can lead to serious consequences, such as excessive indebtedness and impulsive consumption. This study aims to gather information about the level of awareness among students at the public school Maria do Céu Bandeira regarding certain aspects of financial education, seeking to assess their perception of topics such as interest, debt, savings, indebtedness, and investment through a questionnaire administered. The questions were developed based on the intended objectives, and the data collection was carried out through a digital questionnaire created using google Forms and subsequently sent to the students ‘study group. With the information and data analysis, it is possible to create tables and graphs the questions addressed, allowing the calculation of students` accuracy percentage, mean, and standard deviation.

2025-08-08T00:00:00Z https://repositorio.ifpe.edu.br/xmlui/handle/123456789/2124 2026-04-25T06:00:50Z 2025-07-03T00:00:00Z

Endividamento das famílias : comportamento observado no período entre 2010 e 2024, no Brasil Considering that debt causes various financial disorders and can affect interpersonal relationships, this work used qualitative analysis and quantitative analysis to evaluate how financial variables interconnect to impact, or not, family debt. The qualitative analysis was carried out by applying a questionnaire with socioeconomic questions to capture the respondent's perception regarding financial education. The quantitative part used canonical correlation to investigate the relationship between the variables of interest. The results show that financial education is cited by the majority of respondents as a viable instrument for financial planning. In relation to the canonical correlation model, it was observed, firstly, that the correlations between the variables are fragile, therefore, there is little influence between the variables, however, the canonical correlation shows the contribution of one variable over others.

2025-07-03T00:00:00Z https://repositorio.ifpe.edu.br/xmlui/handle/123456789/2110 2026-04-18T06:01:40Z 2025-12-02T00:00:00Z

Taxa de juros instantânea e a capitalização contínua aplicadas ás funções atuariais de sobrevivência This paper presents the continuous compounding financial regime and applies it to the principal classical survival functions (de Moivre, Gompertz–Makeham, exponential, and Weibull). To this end, it develops the underlying theory through a bibliographic review, starting from introductory concepts like simple interest, compound interest, proportional rates, equivalent rates, nominal and effective interest rates, to build the mathematical foundations for instantaneous, or continuous, interest rates and the corresponding continuous compounding regime. It first presents basic and general notions of these models, followed by an exploration of their specific characteristics and their relation to continuous compounding. Notably, the models addressed offer theoretical descriptions of behaviors, such as population mortality or cumulative functions.

2025-12-02T00:00:00Z https://repositorio.ifpe.edu.br/xmlui/handle/123456789/1894 2026-02-05T17:28:19Z 2025-07-10T00:00:00Z

Revisão Bibliografia Acerca do Cálculo do Fator de Comercialização de Imóveis Atípicos The main objective of this work is to update the existing Brazilian literature in the area of real estate valuations, with special emphasis on Nelson Alonso's article in COBREAP (2017), which is still one of the most used as a reference for calculating the investment factor. marketing used in the evolutionary method in the evaluation of atypical properties. With this, it is also expected to contribute satisfactorily to the development of future work on the theme exposed here.

2025-07-10T00:00:00Z